Terms of Use

Introduction. These are the terms and conditions which apply to your subscription/s to, and use of, Wyatt Investment Research LLC (“WIR”) publications (both free and paid, online and hard copy), webinars and seminars, the purchase of conference and seminar materials, content, products, and your use of the websites provided by Wyatt Investment Research, LLC and WIR’s Facebook forum (together, the “Services”). By using or purchasing our Services you agree to be bound by these terms and conditions and they, together with the terms of WIR’s Privacy Policy, which is incorporated herein by reference, shall constitute the entire agreement between you and WIR (the “Agreement”).

Ordering Our Services. Your order will be processed within 5 business days from the date it was placed. If your order is on backorder, you will be notified. The order will be processed once the item is back in stock.

Your purchases will be reflected on your card statement as WYATT INVESTMENT RESEARCH. If you purchase multiple subscriptions from our company, you will see multiple charges on your credit card statement. Shipping fees and options, where applicable, are clearly disclosed on your order form at the time of purchase.

If you order one of our own Services, you will be sent an email that confirms receipt of your order within two working days of your order. It will not contain the payment details provided by you. In the event the payment method you provided fails, a customer service representative will contact you by telephone (if you have supplied your number) or by email or letter, to check the details you have supplied, and re-try the authorization process. Again, if we contact you by email or letter, our correspondence will not contain any payment details.

No Personalized Advice. WIR is an independent research firm that provides general information about securities and investment ideas solely for informational purposes, including in its various publications. The advice we provide is published generally, is not personal to you and does not take account of your personal circumstances. We do not assess the suitability or appropriateness of any investment in light of your personal circumstances, including your knowledge and understanding, financial situation, tax liability or appetite for risk.

For example, unlike an investment advisory firm, WIR does not seek to learn of the individual

investment objectives or profiles of its customers and does not make particularized buy, sell, hold or other recommendations to any specific customer. Nor does WIR offer, sell, or solicit any offer to buy or sell securities.

Accordingly, WIR is neither a broker-dealer nor an investment advisory firm, registered with FINRA or the SEC. If you need guidance in interpreting our research in light of your personal circumstances, you should seek independent advice from a qualified financial professional.

Sources of Information. The views expressed herein are based upon our analysis of the issuer’s public disclosures as well as third party resources (e.g., the Wall Street Journal, Barron’s, Investor’s Business Daily). WIR believes those sources to be reliable and in good faith, but no representation or warranty, express or implied, is made as to their accuracy, completeness or correctness. We have not independently verified the information contained in those sources.

All information contained in WIR’s publications should be independently verified with the subject company. You should review a complete information package on all companies, which should include, but not be limited to, the Company’s annual report, quarterly reports, press releases and all regulatory filings. We urge customers to perform their own due diligence.

Online Forums & Testimonials. WIR provides an online forum on Facebook (“WIR Facebook Group”) that contains information provided by our staff and sometimes by other community members, who can post using their Facebook account(s). WIR also, occasionally, requests testimonials from subscribers and uses those its marketing activities. WIR does not pay for any testimonial. No testimonial is indicative of the future performance or success of any other individual.

WIR does not vouch for or warrant the accuracy, completeness, or usefulness of any testimonial or Facebook post, and is not responsible for their contents. It is possible that users may post comments online that are misleading, deceptive, or wrong. You should not rely upon the information or opinions you read on such forums. Rather, you should review what you read with a critical eye and use the information as a starting point for independent research on companies and investing techniques.

Similarly, WIR does not guarantee the veracity, reliability or completeness of any hyperlinked content. WIR is not be responsible for any errors or omissions in articles or postings, for hyperlinks embedded in messages, or for any results obtained from the use of such information, and WIR is not responsible for any loss caused by a reader’s reliance on such information. If you do not accept this responsibility for yourself, you should not use WIR or any of its services.

WIR’s Facebook Group Code of Conduct. The purpose of WIR’s Facebook Group is to provide a location where subscribers may exchange information, opinions, thoughts, or theories in an atmosphere of mutual respect. By using the WIR Facebook Group, you agree to the following rules of the road:

  • You may not use the discussion boards in any manner that violates local, state, national, or international laws.
  • You may not post material that infringes on the individual rights or on the privacy rights of others.
  • You may not post material that is knowingly false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, or otherwise violates any law.
  • You may not post advertisements, chain letters, pyramid schemes, or any other unauthorized solicitations.
  • You may not engage in conduct that inhibits any other person from using the discussion boards or which exposes anyone else to any liability or injury.

Any user who feels that a posted message is objectionable is encouraged to contact Wyatt Investment Research by email at

CustomerService@wyattresearch.com, OR call 866-447-8625 between 9am and 5pm Eastern Time. Wyatt Investment Research reserves the right to reject or remove any posting. These rules of the road constitute an agreement between you and WIR with respect to use of the Facebook Group and any content contained therein.  By entering areas on a WIR Facebook forum, you agree to these rules of the road.

Forward Looking Statements. The WIR Services contain forward-looking statements, which are based on current expectations, estimates and projections.

Any such forward looking statements or forecasts are based on assumptions; actual results are expected to vary from any such statements or forecasts. No reliance should be placed on any such statements or forecasts when making any investment decision.

Further, any opinions expressed in a WIR publication are statements of judgment as of the date of publication, subject to change without further notice, and may not necessarily be reprinted in future publications or elsewhere. Investment recommendations provided herein are subject to change at any time. Past and current recommendations that are profitable are not indicative of future results, which may in fact result in a loss.

Furthermore, this report may contain hypothetical or simulated performance results, which have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading in real markets. Also, since the trades have not been executed, the results may have under-or-over compensated for the impact, if any, of certain market factors, such as lack of liquidity. No representation is being made that any account will or is likely to achieve profit or losses similar to those shown in this report or any other WIR publication.

Potential for Loss. While we are hopeful that the information provided in our publications leads our readership to make money, there is substantial risk in investing. You may lose some, or all, of the principal you invest in the market. This can happen due to market conditions, political risk, interest rates, company specific risk, and a wide array of other, unforeseen events.

In addition, while our recommendations have been successful in some cases in the past, past performance is not a predictor of future success. Individual investments, based on purchases and sales at various points in time, may yield different results.

There are additional risks associated with specific kinds of securities. For example, foreign exchange investments can be particularly susceptible to political and economic risk, which can generate large fluctuations. Similarly, leveraged investments, where debt is used to potentially enhance returns or diminish losses, can lead to severe losses depending on conditions.

There is also the issue of volatility (price fluctuations) and liquidity (the ability to rapidly find a buyer or seller on the other side of a transaction) that may affect trading, particularly with respect to what are referred to as “microcap” or penny stock shares. Those kinds of investments may move up and/or down substantially in a single trading day and may encounter liquidity issues because of a lack of counter-parties to the transaction and/or market stops by regulators or marketplaces.

As stated above, no representation or implication is being made that using the strategies or tactics, or the information in any WIR publication or on its website will generate profits or ensure avoidance of losses.

YOU SHOULD VERIFY ALL CLAIMS AND DO YOUR OWN RESEARCH BEFORE INVESTING IN ANY SECURITIES MENTIONED ON THIS WEBSITE. INVESTING IN SECURITIES IS SPECULATIVE AND CARRIES A HIGH DEGREE OF RISK. YOU MAY LOSE PART OR ALL OF YOUR PRINCIPAL INVESTMENT.

Indemnification. You agree to indemnify and hold WIR, its employees, its officers, and its agents harmless from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from your use of any WIR Services and/or a WIR Facebook Group, or from your violation of this Agreement or any third party’s rights including, without limitation, copyright, property, and privacy rights. This indemnification and hold harmless obligation will survive this Agreement and your use of WIR’s Services.

Disclaimer of Warranties and Liabilities. In no event should any content (electronic or print) published or provided by WIR and/or WIR contributors be construed as an express or implied promise or guarantee that you will profit or that losses can or will be limited in any manner whatsoever. Information contained herein is intended for informational purposes only and was obtained from sources believed to be reliable. However, WIR does not take responsibility for, or make any claims or representations about the accuracy, completeness, or veracity of the information and/or opinions provided through WIR’s publications and services. No guarantee of any kind is implied or possible where projections of future conditions are attempted.

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, WIR’S SERVICES AND THE CONTENT THEREIN (INCLUDING BUT NOT LIMITED TO E-NEWSLETTERS) ARE

PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. NEITHER WIR NOR ITS STAFF AND CONTRIBUTORS MAKES ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF WIR’S SERVICES WILL MEET YOUR EXPECTATIONS OR THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WIR NOR ANY OF ITS STAFF OR CONTRIBUTORS MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTIBILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO WIR’S WEBSITE, ANY CONTENT, OR ANY OF WIR’S SERVICES, TOOLS, PRODUCTS, OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY OR COMPLETENESS OF THEIR CONTENT.

SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, WIR’S LIABILITY, AND THAT OF ITS AGENTS, WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Limitation of Liability. Except in the case of fraud or gross negligence, neither WIR, nor its employees, contributors, or agents (together, “WIR/WIR Agents”) will be liable for any direct, indirect, incidental, consequential, punitive, or any other type of damages resulting from your use, purchase, or downloading of any material or content on WIR’s websites or in its publications, or arising from or related to these Terms of Use or the Privacy Policy. For the avoidance of doubt, you agree that WIR/WIR Agents will not be liable for any loss or injury caused in whole or in part WIR/WIR Agents’ negligence.

Intellectual Property. Except as otherwise indicated, all information, text, materials, software, and images featured in the Services and on WIR’s website (collectively, the ‘Materials’), are owned by WIR and its affiliates, or licensed by WIR from third parties.  The Materials are protected by copyright, trademark, and other intellectual property laws and treaties. WIR makes no proprietary claim to any third-party names, trademarks or service marks appearing on this website. Any third party names, trademarks, and service marks are the properties of their respective owners.

Except as provided in the next sentence, the Materials may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted, or distributed in any way, without WIR’s prior written permission. You may download one (1) copy of the Materials on a single computer only for your personal, non-commercial, internal use. You may not, without our prior written permission: (i) modify the Materials or use them for any commercial purpose, or any other public display, performance, sale, or rental, (ii) decompile, reverse engineer, or disassemble software materials, (iii) remove any copyright notice or other proprietary notices from the Materials, or (iv) transfer or transmit the Materials to another person.

Website Functionality. We do everything in our power to ensure that our websites are fully operational, error free, and available to you at all times. However, in order to make sure they are up to date and offering you the best service, access may sometimes be interrupted or restricted to allow for maintenance or the introduction of new facilities and services.

 

Investments by WIR Staff. Wyatt Investment Research and its members, managers, writers and employees, and their families from time to time take positions in the securities of the companies discussed within WIR publications.

WIR has established a strict policy relating to such transactions. For example, WIR staff cannot buy or sell shares for two business days after the issuance of an initial report on a company. For more detail, please see WIR’s Trading Policies and Other Disclosures: Trading & Disclosure

 

Our Right to Suspend Use. We have the right, but not the obligation, to monitor any activity and content associated with the Services. We may investigate any reported violation of these terms and conditions and take any action that we deem appropriate. This may include, but is not limited to, issuing warnings, suspending, terminating or attaching conditions to your access to and use of the Services.

Termination of Services. We are entitled to terminate your paid or unpaid subscriptions and access to our Websites at any time without notice. Provided you have not breached these terms and conditions, if we terminate a paid subscription of a fixed-term we will refund the unused portion of your subscription fee.

If you wish to cancel your subscription, you may contact customer service at

CustomerService@wyattresearch.com, OR call 866-447-8625 between 9am and 5pm Eastern Time.

The refund and credit policy applicable to your purchase can be found on your order form and in your confirmation email. Refunds are not available unless otherwise stated on the order form. In the event that a purchase is refundable, all refunds are processed within 3 – 5 days of receipt of your request to cancel your subscription.

Non-U.S. Residents. WIR’s publications and services are intended solely for residents of the United States. WIR expressly disclaims any liability for use by any non-U.S. resident.

Your Representations. By using WIR’s Services, you represent that you have read and understand the terms and conditions of the Agreement and agree to be bound by them. Furthermore, by using WIR’s Services, you represent that (i) you have the capacity to be bound by these terms and conditions and (ii) if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity. If you do not agree to these terms and conditions, do not use the Services. If we change our terms and conditions, we will notify you of those changes here.

Regulatory Resources. There are three principal regulators overseeing the marketplace for retail investors. The U.S. Securities and Exchange Commission (“SEC”), Financial Industry Regulatory Authority (“FINRA”), and the various state securities regulators, represented by the association NASAA.

All three maintain websites with informational resources for investors. WIR strongly recommends that you visit those websites to expand your investing learning experience and for further research. Those websites may be accessed as follows:

(https://www.sec.gov/page/investor-section-landing);

(https://www.finra.org/investors#/); and

(https://www.nasaa.org/investor-education/).

Severability. The unenforceability or invalidity of any clause in this Agreement shall not have an impact on the enforceability or validity of any other clause. Any unenforceable or invalid clause shall be regarded as removed from this Agreement to the extent of its unenforceability and invalidity. Therefore, this Agreement shall be interpreted and enforced as if it did not contain the said clause to the extent of its unenforceability and invalidity.

Dispute Resolution. This Agreement shall be governed by and construed in accordance with the laws of the State of Vermont, United States of America, without regard to the choice or conflicts of law principles of any State. Further, you agree to the exclusive jurisdiction of the federal courts located in the State of Vermont to resolve any dispute, claim or controversy that relates to or arises out of the Agreement. You agree that, by entering into this Agreement, you waive the defenses of lack of personal jurisdiction and venue

Questions. If you have any questions or concerns, please contact the Customer Care team using the following contact information.

By phone:

Toll-free 1-866-447-8625
International +802-448-8410

By E-mail:

CustomerService@wyattresearch.com

By U.S. Mail:
Wyatt Investment Research LLC
65 Railroad Street
Richmond, Vermont 05477