Financial Disclaimer

Wyatt Investment Research, LLC (“Wyatt Investment Research,” “WIR” or “Company”) is strictly a financial research publishing firm (a publisher) and does not provide individual investment advice to its subscribers.  Wyatt Investment Research is not a registered investment adviser or a registered securities broker/dealer.

The advice we provide is published generally, is not personal to you and does not take account of your personal circumstances. We do not assess the suitability or appropriateness of any investment in light of your personal circumstances, including your knowledge and understanding, financial strength, tax liability or appetite for risk.

If you need guidance on interpreting our advice in light of your personal circumstances, you should seek independent advice from an appropriately qualified professional. You should also interpret our advice in light of the risk warnings that are contained within it.

The information we publish is based on Wyatt Investment Research’ and/or our editors’ opinions plus our statistical and financial data and independent research. Although we make every effort to provide the most accurate and updated information possible, our information cannot take into consideration your personal finances and goals, and therefore is not intended to be used as customized recommendations to buy, hold, or sell securities, or to engage in any trading strategy, or that an investment strategy is suitable for any specific person. Such recommendations may only be made by a personal adviser or broker you select.

Trading in securities (including, without limitation, stocks, options, warrants, etfs, mutual funds, precious metals, commodities and bonds) is considered speculative and involves risk of loss and volatility. Although our editors and publications make every effort to protect your principal, you can lose money. Therefore, they are not intended for all of your funds. If your goal for a certain portion of your funds is strictly capital preservation, we believe you should invest those funds in conservative investments such as short-term US Treasury securities or equivalent. For more information on prudent investing, also see the information available at the websites of the Securities and Exchange Commission at www.sec.gov and the Financial Industry Regulatory Authority at www.FINRA.org. Any money you allocate to speculative investments should be strictly the money you can afford to risk without jeopardizing your daily life, and without negatively impacting your plans for education, retirement, or long-term care.

Most of the information we publish is derived from primary sources, including U.S. government agencies as well as the financial institutions or publicly traded companies we cover. We believe our data sources are accurate, but we do not verify their accuracy independently. Therefore, we cannot assure that the information is accurate or complete. Nor do we guarantee the success of any investment decision you may make using our data, information, or recommendations.

Hypothetical performance results have many inherent limitations, some of which are described here. No representation is being made that any account will or is likely to achieve profits or losses like those shown in the hypothetical performance results. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program.  One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading.

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REQUIRED RISK DISCLOSURE STATEMENT

Notice. Hypothetical performance results have many inherent limitations, some of which are described here. No representation is being made that any account will or is likely to achieve profits or losses like those shown in the hypothetical performance results. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program.  One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading.

Sources.  The information contained on the site is based on sources and information reasonably believed to be accurate as of the time it was recorded or created. However, this material deals with topics that are constantly changing and are subject to ongoing changes related to technology and the market place as well as legal and related compliance issues. Therefore, the completeness and current accuracy of the in the site cannot be guaranteed. Your use of the information contained herein is at your own risk. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content contained in the site. You will seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.

Earnings.  Any case studies, examples, illustrations, or testimonials cannot guarantee that you will achieve similar results. In fact, your results may vary significantly and factors such as your market, personal effort and many other circumstances may and will cause results to vary.  Any and all claims or representations, as to income earnings on the site, are not to be considered as average earnings.  There can be no assurance that any prior successes, or past results, as to income earnings, can be used as an indication of your future success or results.  Monetary and income results are based on many factors. Company has no way of knowing how well you will do, as they do not know you, your background, your work ethic, or your business skills or practices. Therefore, company does not guarantee or imply that you will get rich, that you will do as well, or that you will make any money at all. If you rely upon figures provided in the site; you must accept the risk of not doing as well.

Forward Looking Statements. Some of the content and information we provide may contain forward-looking statements, which are based on current expectations, estimates and projections. Any such forward looking statements or forecasts are based on assumptions; actual results are expected to vary from any such statements or forecasts. No reliance should be placed on any such statements or forecasts when making any investment decision.

Further, any opinions expressed in a WIR publication are statements of judgment as of the date of publication, subject to change without further notice, and may not necessarily be reprinted in future publications or elsewhere. Investment recommendations provided herein are subject to change at any time. Past and current recommendations that are profitable are not indicative of future results, which may in fact result in a loss.

Furthermore, a report may contain hypothetical or simulated performance results, which have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading in real markets. Also, since the trades have not been executed, the results may have under-or-over compensated for the impact, if any, of certain market factors, such as lack of liquidity. No representation is being made that any account will or is likely to achieve profit or losses similar to those shown in this report or any other WIR publication.

Potential for Loss. While we are hopeful that the information provided in our publications leads our readership to make money, there is substantial risk in investing. You may lose some, or all, of the principal you invest in the market. This can happen due to market conditions, political risk, interest rates, company specific risk, and a wide array of other, unforeseen events.

In addition, while our recommendations have been successful in some cases in the past, past performance is not a predictor of future success. Individual investments, based on purchases and sales at various points in time, may yield different results.

There are additional risks associated with specific kinds of securities. For example, foreign exchange investments can be particularly susceptible to political and economic risk, which can generate large fluctuations. Similarly, leveraged investments, where debt is used to potentially enhance returns or diminish losses, can lead to severe losses depending on conditions.

There is also the issue of volatility (price fluctuations) and liquidity (the ability to rapidly find a buyer or seller on the other side of a transaction) that may affect trading, particularly with respect to what are referred to as “microcap” or penny stock shares. Those kinds of investments may move up and/or down substantially in a single trading day and may encounter liquidity issues because of a lack of counter-parties to the transaction and/or market stops by regulators or marketplaces.

As stated above, no representation or implication is being made that using the strategies or tactics, or the information in any WIR publication or on its website will generate profits or ensure avoidance of losses.

YOU SHOULD VERIFY ALL CLAIMS AND DO YOUR OWN RESEARCH BEFORE INVESTING IN ANY SECURITIES MENTIONED ON THIS WEBSITE. INVESTING IN SECURITIES IS SPECULATIVE AND CARRIES A HIGH DEGREE OF RISK. YOU MAY LOSE PART OR ALL OF YOUR PRINCIPAL INVESTMENT.

Your Obligation to Verify.  All information contained in Company’s publications should be independently verified with the subject company. You should review a complete information package on all companies, which should include, but not be limited to, the Company’s annual report, quarterly reports, press releases and all regulatory filings. We urge customers to perform their own due diligence.

Trading and Disclosure.  WIR and its members, managers, writers and employees, and their families, from time-to-time take positions in the securities of the companies discussed within WIR publications.  WIR has established a strict policy relating to such transactions.  For more information on our Company trading policies and practices, please see our Trading Policies and Other Disclosures.