By now, many of you know the value of owning dividend stocks. But you may not know which ones to buy, or how to collect the dividend payments once you own the stock.

What you need is a dividend calendar. A dividend calendar is a simple calendar that can guide you in your search for the best and safest dividends in the stock market, and insure that you never miss a payment once you own the stocks.

It just so happens that my High Yield Wealth service is offering a "Monthly Dividend Calendar" right now.

Here's how it works: If you sign up for my Monthly Dividend Calendar, you'll receive a steady stream of information about which dividend stocks to buy, when they make their payouts and how much each payout is. The dividend calendar reveals how to collect at least one dividend payment per month, with up to two payments some months.

On average, subscribers to my dividend calendar collect $480 each month in dividend checks. That's $5,760 every year.

My dividend calendar features only those companies that pay regular quarterly dividends and have grown their dividend payments for years. One stock recommended in the calendar has been paying dividends since 1957. Another makes dividend payments every month.

With the Federal Reserve announcing last month that it plans to keep interest rates near zero through 2014, it doesn't make much sense (or cents) for income investors to pour their cash into conventional, interest-rate-dependent CDs, Treasury bills or money market accounts. Those once-reliable income options have dried up for the moment. Investing in dividend stocks has become the logical – and safe – way to fill that void.

Given the volatility that plagued the market in 2011, safety is at a premium right now. More and more investors are seeking shelter from all the uncertainty in the market. But "safety" doesn't have to mean "minimal profits."

Dividend payers were some of the best performing stocks on the market in 2011. Among stocks listed on the S&P 500, dividend payers produced an average return of 1.5% last year, while non-dividend payers were down 7.5%. Furthermore, the stocks that pay the highest dividend yields were the best performers.

According to market research firm Birinyi Associates, the top 100 stocks in the S&P 500 by dividend yield were up an average of 3.7% in 2011 before factoring in their dividend payouts. That means an investor in one of the top dividend-paying stocks would not only have collected fat checks every quarter, but also seen the stock itself rise close to 4%.

But returns are just the cherry on top when it comes to dividend stocks. Even if a high-yielding dividend stock didn't budge in 2011, it was likely worth the investment because of the quarterly payout.

Telecommunications dividend payers in the S&P boasted an average yield of 5.9% last year. Utilities stocks produced an average dividend yield of 4.1%. Health care stocks yielded 3.7%.

Uncertainty in the market has driven investors toward dividend stocks. Last year, S&P 500 stocks paid $240.6 billion in dividends – the highest total since 2008. Only 101 companies decreased or suspended their dividends in 2011 – the fewest since 2006.

Companies are taking note that interest in dividend stocks is climbing, and that offering dividends can boost their stock prices. Thus, more and more companies are either increasing their dividends or beginning to offer them.

A higher number of dividend-paying stocks is a good thing. But the expanded dividend pool makes it increasingly difficult to pinpoint which ones to own. That's where the High Yield Wealth dividend calendar can help.

By subscribing to the Monthly Dividend Calendar, you'll know which dividend stocks to buy, when to buy them and when to expect your dividend payments. Analyst Steve Mauzy and I do all the extensive research before recommending the best potential dividend stocks.  

In addition to the Monthly Dividend Calendar, High Yield Wealth subscribers also receive a "No-Fee Dividend Shares" report, where you'll learn how to avoid fees altogether on your dividend stocks.

A risk-free trial to my High Yield Wealth newsletter costs just $49 a year – about a tenth of the average monthly dividend payments you'll receive once you subscribe. Sounds like a pretty fair deal, right?

Dividend stocks are the place to invest right now. All it takes is knowing which ones to invest in. My Monthly Dividend Calendar is the perfect tool to help guide you.

Click here to order your Monthly Dividend Calendar today.  I hope you'll give this exciting service a try.

Good investing,

Ian Wyatt
Editor, Daily Profit
Richmond, Vermont

Published by Wyatt Investment Research at